{"id":1032,"date":"2021-10-13T21:10:31","date_gmt":"2021-10-13T21:10:31","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=1032"},"modified":"2021-10-13T21:10:31","modified_gmt":"2021-10-13T21:10:31","slug":"if-i-modify-my-car-will-my-insurance-rates-increase","status":"publish","type":"post","link":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/if-i-modify-my-car-will-my-insurance-rates-increase\/","title":{"rendered":"If I Modify My Car, Will My Insurance Rates Increase?"},"content":{"rendered":"<h1>If I Modify My Car, Will My Insurance Rates Increase?<\/h1>\n<p>Modifications can increase your vehicle\u2019s speed, make it louder, and leave other drivers jealous! As cool as modifications are, it\u2019s essential to know if they\u2019ll raise your insurance rate.<\/p>\n<h3>The Answer May Surprise You<\/h3>\n<p>If you insured your vehicle after purchasing it, then your rate is based on the manufacturer\u2019s specifications. Therefore, any modifications made after can increase your insurance rate.<\/p>\n<h3>You should also know that:<\/h3>\n<li>Your rate may change when you make repairs.<\/li>\n<li>Your rate\u2019s amount depends on how much you modify the car.<\/li>\n<li>Modified vehicles have higher rates due to the increased likelihood of them being stolen.<\/li>\n<h3>The Nature of Your Modifications<\/h3>\n<p>Overall, a paint job may not increase your insurance rates but adding a lift kit, spoiler, or turbocharging your engine might. Whatever you decide, make sure you talk it out with our insurance company to avoid any potential issues down the line. <\/p>\n","protected":false},"excerpt":{"rendered":"<p>If I Modify My Car, Will My Insurance Rates Increase? Modifications can increase your vehicle\u2019s speed, make it louder, and leave other drivers jealous! As cool as modifications are, it\u2019s essential to know if they\u2019ll raise your insurance rate. The Answer May Surprise You If you insured your vehicle after purchasing it, then your rate &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/if-i-modify-my-car-will-my-insurance-rates-increase\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;If I Modify My Car, Will My Insurance Rates Increase?&#8221;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":1033,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[26],"tags":[27,29,31,32],"jetpack_featured_media_url":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-content\/uploads\/2021\/10\/If-I-Modify-My-Car-Will-My-Insurance-Rates-Increase__PRONTO.png","yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v14.2 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>If I Modify My Car, Will My Insurance Rates Increase? - PRONTO Blog<\/title>\n<meta name=\"description\" content=\"If I Modify My Car, Will My Insurance Rates Increase, pronto insurance, cheap insurance, best car insurance, low cost insurance\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.prontoinsurance.com\/blog\/if-i-modify-my-car-will-my-insurance-rates-increase\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/\",\"name\":\"PRONTO Blog\",\"description\":\"It&#039;s our name and our promise.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/if-i-modify-my-car-will-my-insurance-rates-increase\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-content\/uploads\/2021\/10\/If-I-Modify-My-Car-Will-My-Insurance-Rates-Increase__PRONTO.png\",\"width\":2048,\"height\":1146},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/if-i-modify-my-car-will-my-insurance-rates-increase\/#webpage\",\"url\":\"http:\/\/www.prontoinsurance.com\/blog\/if-i-modify-my-car-will-my-insurance-rates-increase\/\",\"name\":\"If I Modify My Car, Will My Insurance Rates Increase? 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