{"id":1080,"date":"2021-11-10T17:24:59","date_gmt":"2021-11-10T17:24:59","guid":{"rendered":"http:\/\/www.prontoinsurance.com\/blog\/?p=1080"},"modified":"2022-01-10T17:26:47","modified_gmt":"2022-01-10T17:26:47","slug":"full-coverage-auto-insurance","status":"publish","type":"post","link":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/","title":{"rendered":"How does Full Coverage Auto Insurance Work in California?"},"content":{"rendered":"

You know that you need car insurance. Even if it were not mandated by the state of California (which it is!) it would still be the smart financial move to make. Of course, not all insurance coverage is the same. The last thing you want is to think you’re covered and then when you go to file a claim, find out you’ll be paying out of pocket instead. That is why you shouldn’t just be shopping for car insurance, but rather <\/span>full coverage auto insurance in California<\/span><\/a>.<\/span><\/p>\n

What is<\/b> Full Coverage Auto Insurance in California?<\/b><\/h2>\n

Not all policy options cover all possible situations and scenarios. <\/span>Full coverage auto insurance<\/span><\/a> is a term that refers to a combination of coverage types that can protect your car in most situations. When people talk about “full coverage car insurance,” what they’re likely referring to is a combination of coverages that help protect your vehicle as best as possible.<\/span><\/p>\n

Some coverages, like auto liability, are <\/span>required by state law in California<\/span><\/a>. Others, for instance rental reimbursement and roadside assistance, are optional. It’s up to you to choose car insurance that fits your needs and wants, always making sure your coverage meets both California state requirements and helps you protect your car based on your financial situation and lifestyle.<\/span><\/p>\n

The state of California requires drivers to carry at least the following auto insurance coverages:<\/span><\/p>\n

Bodily injury <\/b>liability coverage<\/b><\/a>:<\/b> $15,000 per person \/ $30,000 per accident minimum<\/span><\/p>\n

Property damage liability coverage:<\/b> $5,000 minimum<\/span><\/p>\n

Uninsured motorist bodily injury coverage:<\/b> $15,000 per person \/ $30,000 per accident minimum<\/span><\/p>\n

Uninsured motorist property damage coverage:<\/b> $3,500 minimum<\/span><\/p>\n

While these are the minimum coverages California requires you to have, everyone’s insurance needs are unique. The state minimum coverage won\u2019t cover your injuries or car repairs, only damage or injuries you cause others. In order to truly have full coverage, you’ll need more than the state minimum. You may decide to opt for Collision coverage, Comprehensive coverage, Rental Reimbursements, Roadside Assistance, Personal Injury Protection (PIP), and more.<\/span><\/p>\n

Full Coverage Auto Insurance Through Pronto Insurance<\/b><\/h2>\n

Car insurance isn’t a one-size-fits-all purchase and a <\/span>car insurance policy should be customized to fit your needs<\/span><\/a>. We know it can be confusing to get car insurance that truly meets your needs and fits your monthly budget. That is why we’re here to help! We can help you <\/span>make sure your policy meets your California’s requirements<\/span><\/a> along with your individual situation.<\/span><\/p>\n

Buying full coverage auto insurance may be a sound investment if you have a new or expensive car, you have an auto loan or lease, you regularly commute in heavy traffic, <\/span>you live in a place with extreme weather<\/span><\/a> or a high risk of animal collisions, or you can\u2019t afford to repair or <\/span>replace your car if it\u2019s stolen<\/span><\/a> or wrecked. Does this sound like your situation? If so, reach out and ask about getting full coverage auto insurance!<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

You know that you need car insurance. Even if it were not mandated by the state of California (which it is!) it would still be the smart financial move to make. Of course, not all insurance coverage is the same. The last thing you want is to think you’re covered and then when you go … <\/p>\n

Continue reading “How does Full Coverage Auto Insurance Work in California?”<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":1081,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[6],"tags":[],"jetpack_featured_media_url":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/01\/Full-Coverage-Auto-Insurance.jpg","yoast_head":"\nHow does full coverage auto insurance work in California?<\/title>\n<meta name=\"description\" content=\"How does full coverage auto insurance work in California? Pronto Insurance is here to answer this question, and any other you may have!\" \/>\n<meta name=\"robots\" content=\"index, follow\" \/>\n<meta name=\"googlebot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta name=\"bingbot\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/www.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/#website\",\"url\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/\",\"name\":\"PRONTO Blog\",\"description\":\"It's our name and our promise.\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"en-US\"},{\"@type\":\"ImageObject\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/#primaryimage\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-content\/uploads\/2022\/01\/Full-Coverage-Auto-Insurance.jpg\",\"width\":1000,\"height\":667,\"caption\":\"Full Coverage Auto Insurance in California\"},{\"@type\":\"WebPage\",\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/#webpage\",\"url\":\"http:\/\/www.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/\",\"name\":\"How does full coverage auto insurance work in California?\",\"isPartOf\":{\"@id\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\/\/www.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/#primaryimage\"},\"datePublished\":\"2021-11-10T17:24:59+00:00\",\"dateModified\":\"2022-01-10T17:26:47+00:00\",\"author\":{\"@id\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/#\/schema\/person\/090429501a955cfc4a99853e60d7342a\"},\"description\":\"How does full coverage auto insurance work in California? Pronto Insurance is here to answer this question, and any other you may have!\",\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\/\/www.prontoinsurance.com\/blog\/full-coverage-auto-insurance\/\"]}]},{\"@type\":[\"Person\"],\"@id\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/#\/schema\/person\/090429501a955cfc4a99853e60d7342a\",\"name\":\"Tony Soares\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/ecom-mir.prontoinsurance.com\/blog\/#personlogo\",\"inLanguage\":\"en-US\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/1d7382dbcef64316e36596e07e931f5c?s=96&d=blank&r=g\",\"caption\":\"Tony Soares\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1080"}],"collection":[{"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=1080"}],"version-history":[{"count":1,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1080\/revisions"}],"predecessor-version":[{"id":1082,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/posts\/1080\/revisions\/1082"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/media\/1081"}],"wp:attachment":[{"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=1080"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=1080"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ecom-mir.prontoinsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=1080"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}